Spring Fling Loan10.00% APR! *

Our promotional loan runs through May 22, 2026.

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Provident Federal Credit Union

We’re proud to serve you! As a valued member of our financial “family” your needs are our #1 priority. That’s why we offer a wide variety of products and friendly, reliable service—all in one convenient place.

Our checking, savings & investment accounts are all designed to meet your individual needs. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, NCUA, National Credit Union Administration, a U.S. Government Agency.

Become a Member About Provident FCU

We’re Proud to Serve You

Join Provident FCU

Learn how to become a Provident Federal Credit Union Member.

Current Rates

Take advantage of Provident FCU’s great rates and promotions.

Order Checks

You can order and/or reorder checks online easily with just a few clicks.

Free Credit Report

Check out your credit today and spot any discrepancies you may have.

Current Promotions

Special Auto & Motorcycle Rates

Spring into action with a new or used vehicle.

Special spring and summer rates on new auto and motorcycle rates as low as 4.26% APR for qualified borrowers. Used auto and motorcycle rates start as low as 6.26% APR. Now you can get that vehicle you have always been wanting. Promotional rates available through August 31, 2026.

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2026 Annual Meeting

Our Annual Meeting will be held on May 20, 2026.

The Annual Meeting will begin at 4:00pm on Wednesday, May 20, 2026 to present the reports of the Credit Union. No Door Prizes or Giveaways will be awarded. Refreshments will not be served. Thank you for your continued patronage of Provident Federal Credit Union.

Contact Us

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Spring Fling Loan

Spring is the perfect time for a fresh new start.

Spring Fling Loan rates start as low as 10.00% APR to qualified borrowers with a maximum loan amount of $2,500. Hurry, our promotional Spring Loan rates end May 22, 2026.

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Featured Rates

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Featured For You

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Buy a Vehicle Today

Applying for an auto loan is easy – just stop by our office and talk to one of our loan officers.

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Apply for a Visa Card!

Accepted worldwide at restaurants, hotels, airlines most retail establishments.

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Skip-a-Pay

If your budget could use a break, use this coupon to skip a monthly payment on your loan!

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How can we help you today?

We’re proud to serve you! Let us know how we can help you.

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New Online Banking Security Feature Coming Soon

All current users will be required to select new challenge questions/answers beginning on 5/14/26, and set up phone numbers that will be able to receive one-time passcodes (OTP) for each login going forward. Please make sure that the phone numbers currently listed for your online account are correct. If you have any questions regarding these changes, please contact Provident FCU at 302-734-1133.

How does the new security feature work?
When logging into online banking on your computer, you will receive a message (text or voice) on your phone with a 6-digit code. You will be asked to enter this code to complete the login process on your computer. This feature takes place of answering security questions when logging into online banking. This feature is also available in the mobile app.