Current Rates
Please call Provident Federal Credit Union directly at 302-734-1133 or 888-328-7120 to take advantage of Provident Federal Credit Union’s great rates and promotions.
Signature Loans
| AMOUNTS | TERM | RATE |
|---|---|---|
| $500-$800 | 14M | Rates as low as 10.75% APR |
| $801-$1200 | 18M | Rates as low as 10.75% APR |
| $1201-$1500 | 24M | Rates as low as 10.75% APR |
| $1501-$3500 | 36M | Rates as low as 10.75% APR |
| $3501-$5000 | 48M | Rates as low as 10.75% APR |
| $5001-$10000 | 60M | Rates as low as 10.75% APR |
| Debt Freedom | ||
| $5000-$25000 | up to 72M | starting as low as 9.00% APR |
| Promo's (New Years, Spring, Summer, Fall Fest, Winter Wonder) | ||
| $500-$2500 | N/A | As low as 10% APR |
Share Secured Loans*
| AMOUNTS | TERM | RATE |
|---|---|---|
| $500-$2000 | 36M | 3% APR above |
| $2001-$3000 | 48M | Share |
| $3001-And Up | 60M | Dividends |
| *Variable Rate (Share Dividend plus 3% APR) | ||
Certificate Secured Loans*
| AMOUNTS | TERM | RATE |
|---|---|---|
| $500-$2000 | 36M | 3% APR above |
| $2001-$3000 | 48M | Certificate |
| $3001-And Up | 60M | Dividends |
| *Variable Rate (Certificate Dividend plus 3% APR) | ||
Debit Line of Credit
| AMOUNTS | TERM | RATE |
|---|---|---|
| $500-$3000 | N/A | 15.00% APR |
| REPAYMENT SCHEDULE | ||
| $100-$500 | $25 | |
| $501-$2000 | $5 PER $100 Adv. |
New Car Loans 100% Financing*
| AMOUNTS | TERM | RATE |
|---|---|---|
| No Min-$5000 | 36M | starting as low as 4.99% APR |
| $5001-$10,000 | 48M | starting as low as 4.99% APR |
| $10,000-And Up | 60M-72M | starting as low as 4.99% APR |
| $25,000-And Up | 84M | starting as low as 5.99% APR |
| *Promotional Rates may apply - *To Qualified Borrowers | ||
Used Car Loans 100% Financing*
| AMOUNTS | TERM | RATE |
|---|---|---|
| No Min-$5000 | 36M | starting as low as 7.99% APR |
| $5001-$10,000 | 48M | starting as low as 7.99% APR |
| $10,001 - And up | 60M-72M | starting as low as 7.99% APR |
| *Promotional Rates May Apply to Qualified Borrrowers |
New/Used Car Buyout*
| AMOUNTS | TERM | RATE |
|---|---|---|
| No Min-$5000 | 36M | starting as low as 4.99% APR |
| $5001-$10000 | 48M | starting as low as 4.99% APR |
| $10001-And Up | 60M-72M | starting as low as 4.99% APR |
| *Model years 23,24,25 | ||
New Motorcycle Loans 100% Financing*
| AMOUNTS | TERM | RATE |
|---|---|---|
| No Min-$3000 | 24M | Rates as low as 4.99% APR |
| $3001-$5000 | 36M | Rates as low as 4.99% APR |
| $5001-$10000 | 48M | Rates as low as 4.99% APR |
| $10001-And Up *Promotional Rates may apply to Qualified Borrowers | 60M | Rates as low as 4.99% APR |
Used Motorcycle Loans 100% Financing
| AMOUNTS | TERM | RATE |
|---|---|---|
| No Min-$3000 | 24M | Rates as low as 7.99% APR |
| $3001-$5000 | 36M | Rates as low as 7.99% APR |
| $5001-$10000 | 48M | Rates as low as 7.99% APR |
| $10001-And Up | 60M | Rates as low as 7.99% APR |
Advance Pay Line of Credit
| AMOUNTS | TERM | RATE |
|---|---|---|
| N/A | N/A | N/A |
Visa Credit Card*
| AMOUNTS | RATE |
|---|---|
| $500-$10000 | 12.50% APR |
| *Promotional rate may apply | |
New Boat Loans 80% Financing
| AMOUNTS | TERM | RATE |
|---|---|---|
| $1000-$5000 | 36M | Rates as low as 8.99% APR |
| $5001-$10000 | 48M | Rates as low as 8.99% APR |
| $10001-And up | 60M-72M | Rates as low as 8.99% APR |
| $25000-And up | 84M | Rates as low as 8.99% APR |
Used Boat Loans 75% Financing
| AMOUNTS | TERM | RATE |
|---|---|---|
| $1000-And up | 36M - 72M | 9.99% APR |
New RV Loans 80% Financing
| AMOUNTS | TERM | RATE |
|---|---|---|
| $1000-$5000 | 36M | Rates as low as 8.99% APR |
| $5001-$10000 | 48M | Rates as low as 8.99% APR |
| $10001-And Up | 60M - 72M | Rates as low as 8.99% APR |
| $25001-And up | 84M | Rates as low as 8.99% APR |
Used RV Loans 75% Financing
| AMOUNTS | TERM | RATE |
|---|---|---|
| $1000-And up | 36M-72M | Rates as low as 9.99% APR |